Note: Securities and advisory service offered through The Strategic Financial Alliance, Inc. (SFA), member
FINRA/SIPC. Christopher St. John, M. Radcliff Lowery, Christy Horlacher, and Tradd Teal are registered representatives and investment advisor representatives of SFA, which is otherwise unaffiliated
with The Carolina Wealth Advisors. SFA corporate offices 678-954-4000.
Carolina Wealth Advisors does not certify individuals to use the CFP, CERTIFIED FINANCIAL PLANNER, and CFP (with flame design) marks. CFP certification in the U.S. is granted solely by Certified Financial
Planner Board of Standards Inc. to individuals who, in addition to completing an educational curriculum such as this CFP Board-Registered Program, have met ethics, experience and examination requirements.
Certified Financial Planner Board of Standards Inc. owns the marks CFP, CERTIFIED FINANCIAL PLANNER, and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial
and ongoing certification requirements.
To ensure compliance with the requirements imposed by the IRS, we inform you that any U.S. federal tax advice contained within (including the attachments) is not intended or written to be used, for
the purpose of (a) avoiding penalties under the Internal Revenue Code or (b) promoting, marketing or recommending to another party any transaction or tax-related matter[s]. To provide you with a communication that could be used to avoid penalties under the
Internal Revenue Code will necessarily entail additional investigations, analysis and conclusions on our part.
This communication is strictly intended for individuals residing in the state(s) of AZ, CA, CT, FL, GA, IL, IN, KY, MD, MA, MT, NJ, NM, NY, NC, OK, PA, SC, TX, VA, WA and WV. No offers may be made or accepted from any resident outside the specific states referenced.